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I came to the US from China with a bachelor's degree in Physics from ShanXi Normal University I received my Master's Degree in Computer Science from University of Nevada, Reno in 1997 I received my PhD degree in Computer Science and Engineering from University of NevadaReno in 14 under the supervision of Dr Sergiu Dascalu1 HSBC USA Inc or one of our affiliates may pay varying underwriting discounts of up to 055% and referral fees of up to 1% per $1,000 Principal Amount in connection with the distribution of the securities to other registered brokerdealers In no case will the sum of the underwriting discounts and referral fees exceed 1% per $1,000 Principal AmountB R G B D g Z F b g g h _ h e h ` d b y m g b \ _ j k b l _ l " K \ B \ Z g J b e k d b", L h f 53, K \I 1 1, F _ o Z g b a Z p b y, _ e _ d l j b n b d Z p b y b Z \ l h f Z l b a Z p b y g Z f b g b l _, 10 ANNUAL of the University of Mining and Geology "St Ivan Rilski", Vol 53, Part 1 1 1, Mechani